Selling a House During or After Bankruptcy

Yes, You Can Sell — Even in Bankruptcy

Filing for bankruptcy doesn’t mean you’re stuck. You can still sell your house — even under Chapter 7 or 13.

In fact, selling may help more than you think. It can:

  • Stop foreclosure

  • Reduce debt

  • Give you a fresh start

You will need court or trustee approval, but the process is possible — and often smart.

We’ve helped homeowners sell quickly, even during bankruptcy, with no agents, fees, or delays.

Not sure if you’re allowed to sell? Learn more here ➔

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When Selling Helps More Than Hurts

Keeping the house isn’t always the best move — especially if it’s become a burden.

Selling your home during bankruptcy may help you:

  • Pay off creditors

  • Avoid foreclosure

  • Protect your credit from getting worse

  • Walk away without extra stress

For many, selling is the cleanest way to move on — without dragging things out in court.

Wondering how the process works? See how to sell your home during bankruptcy ➔

Chapter 7 vs. Chapter 13 — What’s the Difference?

Even if the bank has already sent letters or scheduled a sale date, you still legally own the house — and that means you can still sell it.

Your options depend on the type of bankruptcy you’ve filed:

Chapter 7 (Liquidation):

The court may sell your assets — including your home — to pay creditors

If you have equity, selling the house first might be a better move

You’ll need permission from the court to sell

Chapter 13 (Repayment Plan):

You may be allowed to keep the house while repaying debts

You can still sell — but the court will want to know where the money goes

Each case is different, but we’ve helped sellers in both situations.

Need to act fast? See how to sell before filing Chapter 7 or 13 ➔

Selling Before Filing — Pros and Cons

Thinking about selling your house before filing for bankruptcy? It might help — but timing matters.

Pros:

  • You may keep more of the proceeds

  • Avoid court restrictions later

  • Reduce the debt you’re filing on

Cons:

  • You must sell at fair market value

  • You can't just give it away or hide equity

  • You still need to report the sale

If done right, this move can strengthen your bankruptcy case — and give you more control.

Need help weighing the timing? See if you should sell before filing ➔

What Happens If You Keep the House?

You may be able to keep your home during bankruptcy — but it comes with conditions.

If you keep it:

You must stay current on your mortgage

The court may limit what you can do with the equity

Missed payments can still lead to foreclosure

Some homeowners try to hold on… and end up losing everything anyway. That’s why many choose to sell while they still have control.

Worried about losing your home? Learn when bankruptcy puts your house at risk ➔

How We Help Sellers in Bankruptcy

We buy houses in tough situations — including active bankruptcies. We work with your trustee or attorney to make sure everything is handled legally.

When you work with us:

  • You don’t need to fix anything

  • No agents, no commissions

  • We’ll handle the court paperwork

  • You choose the timeline

Whether you're trying to stop foreclosure or need to sell with court approval, we’ll help you move forward — fast.

Facing pressure from the court or creditors? See if selling can help avoid bankruptcy ➔

to the right cash offer

Common Questions About Selling a House During Bankruptcy

1

Can I sell my house if I’ve already filed bankruptcy?

Yes — but you’ll likely need court or trustee approval. We can help with that.
👉 More details here ➔

2

Can I sell before filing to avoid losing it?

Yes, but it must be done right. The court may review the sale for fairness.
👉 See the pros and cons ➔

3

Can bankruptcy force me to sell my house?

t can — especially under Chapter 7.
👉 Learn when that happens ➔

4

What if I’m still living in the house after bankruptcy?

You may be able to stay for a while — but not forever.
👉 Find out how long you can stay ➔

Real Story — Anthony’s Quick Exit Before It Was Too Late

Let’s Talk — No Pressure, Just Options

Bankruptcy is tough. But it doesn’t mean the end.

Whether you're thinking about filing, already in the middle of it, or trying to avoid foreclosure — you still have choices.

Let’s talk about your options. We’ll walk you through how the process works, how quickly we can close, and whether selling makes sense for you.

✅ We buy houses in bankruptcy
✅ No repairs, no agents
✅ You stay in control

👉 [Get Your Free Cash Offer — No Pressure, No Fees]

to the right cash offer